Winter Flood Risks

Flood risk doesn’t dry up in the winter, and solid water isn’t the only thing to worry about when it gets cold. From the Pacific Northwest to the Great Lakes to the Northeast, the threat of serious flooding persists through the cold months in the form of snowmelt, ice jams, and winter storms.

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Winter Flood Risk Fact Sheet

Check out this short winter flood fact flyer. It’s important for property owners to understand that their flood risk doesn’t end when winter begins. Talk to your clients about a flood insurance policy today and keep in mind that it generally takes 30 days for a new policy to take effect. The time to buy is now!

Ice Jams, Levees, and Mudflow Video

Ice jams occur when ice accumulates in a river or other body of water, obstructing the natural flow and raising the water surface elevation. This can cause rapid flooding once the jam is formed. Such flooding can overwhelm levees, leading to significant damage, and in mountainous areas, it may also trigger destructive mudflows. Learn more by checking out our short video today!

Snowmelt & Flooding Video

Weather.gov explains, “a flood is considered a snowmelt flood when melting snow is a major source of the water involved. Unlike rainfall, which reaches the soil almost immediately, snow stores the water for some time until it melts, delaying the arrival of water at the soil for days, weeks, or even months.” Learn more about snowmelt, check out FEMA’s short video!

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Last Updated 2024