A geographical area shown on a Flood Hazard Boundary Map (FHBM) or a Flood Insurance Rate Map (FIRM) that reflects the severity or type of flooding in the area.

A building that has 2 or more exterior rigid walls and a fully secured roof and that is affixed to a permanent site.

The time between the date of application and the policy effective date.

A grant of relief by a participating community from the terms of its floodplain management regulations.

A policy in which the insured and the insurer agree on the value of the property insured, that value being payable in the event of a total loss. The Standard Flood Insurance Policy (SFIP) is not a valued policy.

FAQs Archive - Flood Education

Q: Wave Height Adjustment

A measurement that is added to the Base Flood Elevation (BFE) for V Zones shown on the Flood Insurance Rate Map (FIRM) published prior to 1981. For coastal communities, the BFE shown on FIRMs published prior to 1981 are stillwater elevations, which include only the effects of tide and storm surge and not the height of wind-generated waves.

11/17/2023 – NFIP Granted Extension Through February 2, 2024

NFIP Granted Extension Through February 2, 2024 WASHINGTON – Congress

By Olivia|2023-11-17T09:11:20-06:00November 17th, 2023|NFIP Updates|Comments Off

12/29/2022 – NFIP Granted Extension Through September 30, 2023

NFIP Granted Extension Through September 30, 2023 WASHINGTON – Congress

By Olivia|2023-08-01T15:17:12-05:00August 1st, 2023|NFIP Updates|Comments Off

Zone

A geographical area shown on a Flood Hazard Boundary Map

By Tyler Tosch|2021-10-27T11:31:53-05:00October 26th, 2021|Definitions|Comments Off

Write Your Own (WYO) Program

A cooperative undertaking of the insurance industry and FEMA begun

By Tyler Tosch|2021-10-26T13:22:16-05:00October 26th, 2021|Definitions|Comments Off

Wave Height Adjustment

A measurement that is added to the Base Flood Elevation

By Tyler Tosch|2021-10-26T13:21:33-05:00October 26th, 2021|Definitions|Comments Off

Walled and Roofed

A building that has 2 or more exterior rigid walls

By Tyler Tosch|2021-10-26T13:20:40-05:00October 26th, 2021|Definitions|Comments Off

Waiting Period

The time between the date of application and the policy

By Tyler Tosch|2021-10-26T13:20:13-05:00October 26th, 2021|Definitions|Comments Off

Variance

A grant of relief by a participating community from the

By Tyler Tosch|2021-10-26T13:19:47-05:00October 26th, 2021|Definitions|Comments Off

Valued Policy

A policy in which the insured and the insurer agree

By Tyler Tosch|2021-10-26T13:19:25-05:00October 26th, 2021|Definitions|Comments Off

Unit

A unit owned by the policyholder in a condominium building.

By Tyler Tosch|2021-10-26T13:18:27-05:00October 26th, 2021|Definitions|Comments Off