A natural lake from which water leaves primarily through evaporation and whose surface area exceeds or has exceeded 1 square mile at any time in the recorded past. NFIP-insured buildings that are subject to continuous lake flooding from a closed basin lake are covered under the provisions of Standard Flood Insurance Policy (SFIP).

Covered cisterns and the water in them are defined as an integral part of an insurable building, meaning under the building or above ground and physically attached to a side of the building with 1 of the walls of the building and cistern being common to each other.

The termination of the insurance coverage provided by a policy before the expiration date.

A building in which the named insured is a commercial enterprise primarily carried out to generate income and the coverage is for: A building designed as a non-habitational building; A mixed-use building in which the total floor area devoted to residential uses is a. 50% or less of the total floor area within the building if the residential building is a single family property; or b. 75% or less of the total floor area within the building for all other residential properties; or A building designed for use as office or retail space, wholesale space, hospitality space, or for similar uses.

A structure with 2 or more outside rigid walls and a fully secured roof, that is affixed to a permanent site; or A manufactured home (a "manufactured home," also known as a mobile home, is a structure built on a permanent chassis, transported to its site in 1 or more sections, and affixed to a permanent foundation); or A travel trailer without wheels, built on a chassis and affixed to a permanent foundation, that is regulated under the community's floodplain management and building ordinances or laws. "Building" does not mean a gas or liquid storage tank or a recreational vehicle, a park trailer, or other similar vehicle, except as described above.

A wall that is not part of the structural support of the building and is intended through its design and construction to collapse under specific lateral loading forces, without causing damage to the elevated portion of the building or supporting foundation system.

A single amount of insurance applying to more than 1 building and/or contents. Blanket insurance is not permitted under the NFIP.

FAQs Archive - Page 16 of 23 - Flood Insurance Education & Resources

Q: Coastal Barrier Improvement Act of 1990 (CBIA)

Enacted on November 16, 1990, the Act greatly expanded the identified land in the Coastal Barrier Resources System (CBRS) established pursuant to the Coastal Barrier Resources Act (CBRA) of 1982.