Tsunamis and Pacific Ocean Fault Lines Taurus Flood
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Flooding can happen almost anywhere—and often when your clients least expect it. In this section, our flood experts introduce you to a number of different sources that can cause floods, helping you better explain risk and coverage to your policyholders.
Learn about the different sources of flooding and their impacts.
Heavy Rainfall
When the ground becomes saturated or drainage systems are overwhelmed.
Riverine Flooding
Overflow of rivers, streams, or other bodies of water—often due to prolonged rainfall or snowmelt.
Storm Surge & Coastal Flooding
Driven by hurricanes or tropical storms pushing ocean water inland.
Flash Floods
Sudden, intense flooding usually caused by severe storms—especially dangerous in urban or hilly areas.
Urban Drainage Failures
Overflow from storm drains, sewers, or other infrastructure during heavy rains.
Ice or Debris Jams
Blockages in rivers or creeks that cause water to back up and overflow.
Dam or Levee Breaches
Structural failures that release large volumes of water with little warning.
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